Deloitte 2019 Banking Industry Outlook

Deloitte published their 2019 Banking and Capital Markets Outlook here. (2.4Mb, 40pgs).  Times have been good, historically low interest rates with moderate growth. What’s not to like? High-level takeaways Return on Equity (ROE) for Western banks is up to 8.6%...

What is the DuPont Method?

(geek alert) The DuPont Method is one of my favorite things from B school. Yes, it’s a way to calculate return-on-equity, but it’s also a great way for a consultant to get smart on a company quickly. It’s a great first step in tearing apart...

What is book-to-bill ratio?

Book-to-bill: This is a ratio that many B2B marketers watch closely because it gives an early indication of where the company’s business is headed (up or down). It is pretty simple math; take the bookings (orders) / billings (revenue). When you have long...

What is return on equity (ROE)?

ROE (return on equity) Yes, this is one of the key formulas that most MBAs (yes, including Marketers) remember learning on their path to financial literacy. It is often the best FIRST place to start for financial statement analysis. In simplest terms, it tells...

BCG report: Ending the Era of Ponzi Finance

Not sure how this happens, but the entire developed world is in debt. Europe, the US, and Japan have borrowed so much money that they are headed towards ruin. The Boston Consulting Group even went so far as to call it the biggest Ponzi finance scheme in history. That...